Commercial Loans

What’s included.

Financial Consultation and assessment

• Initial consultation: You meet with the mortgage broker to discuss your goals and financial situation.

• Financial assessment: The broker evaluates your financial profile, including income, credit history, and existing debts.

• Investment strategy: Based on your objectives, the broker helps you formulate an investment strategy and identifies suitable commercial loan options.

Commercial Loan Shopping and Application

• Lender and loan selection: You and the mortgage broker choose the most appropriate lender and commercial loan product.

• Application preparation: The broker assists you in completing the loan application and gathers the required documentation, which may include information about the commercial property.

• Access to multiple lenders: The broker leverages their network to compare loan offers from different lenders, aiming to secure the best terms and rates for your investment.

• Pre-approval: Once a lender approves your application, you receive a pre-approval letter specifying the loan amount and terms.

Loan Processing and Commercial Property Acquisition

• Coordination: The mortgage broker facilitates communication between you, the lender, and other parties involved in the commercial property transaction, such as real estate agents or property managers.

• Underwriting support: The broker assists with any additional documentation or conditions required by the lender during the underwriting process.

• Closing and funding: The broker helps arrange the closing meeting for the investment property purchase, ensuring all necessary documents are in order.

• Post-closing guidance: After the property acquisition, the broker will continue to provide support and advice, particularly regarding loan management and optimizing your investment.