Our approach to financial advice
At Dalton Financial Partners, you won’t get a ‘cookie cutter’ or ‘one size fits all’ approach to advice. Our clients are unique and therefore require a financial plan that has been tailored for their specific situation. We cover a wide range of strategies and work with other professionals to provide advice that covers all aspects of your financial life.
Comprehensive
Considers all areas of your financial life.
Personal
Focused on building strong long-term relationships.
Execution Focused
Great planning fails without consistent execution.
Core Strategies
Retirement planning and transition to retirement strategies
Life and income insurance
Superannuation strategies including SMSF
Shares and managed portfolios
Estate planning and asset protection
Cash flow, debt management and tax minimisation through investment
Other strategies we cover
Company and trust owned investments
Property investment
Social security and aged care
Employee share schemes and salary packaging
Project work with other professionals (Accountants, Lawyers)
Gearing (borrowing to invest)
Representation and negotiation
Business planning
Our fees
Dalton FP charges a fixed fee* for our services which covers all interactions, advice, strategy, meetings, documentation, and implementation during the service period. This fee is based on factors such as the complexity of your situation, the areas of advice and the expertise required. Our typical service engagement is 12 months, but we may offer shorter engagements for clients with simpler situations that do not require ongoing advice. Fees are normally collected via a combination of upfront payment and monthly direct debit. The proportion of fees allocated to superannuation advice can be charged to your super fund in most cases.
*In regard to life & disability insurance strategies, our preference is to charge you a combination of a fixed fee (included in your annual fee) and product commissions to cover the cost of this advice and implementation. However, clients can elect to have commissions removed and pay a higher fixed fee instead.
